Eyes on the Prize

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HappyDaze
Posts: 61
Joined: Tue Oct 15, 2019 11:11 am

Eyes on the Prize

Post by HappyDaze » Sun Oct 20, 2019 9:38 am

Well, a sort of "update" on the "economic state of the household", lol.

I was "going to" get internet - because "I can afford it now" ----- BUT...

I still have a "little bit" (about $3K) of unsecured debt - AND...

the $50 or so I would pay for internet each month will go a long way toward paying that off - FASTER - and paying less in interest.

Having a sort of "contest" with myself - how FAST, FAST, FAST!!! can I pay this off? Every spare penny being applied - can easily make extra payments via internet of phone - anytime I want to.

Every extra bit paid comes off the principal balance - decreases interest paid - gets me closer to Debt FREE!!!

I am proud and not at all disappointed to "delay gratification" for the "greater good". :-) How do you keep your "eyes on the prize'?

alliesmama4
Posts: 4787
Joined: Sun Aug 30, 2015 10:10 pm
Location: Southern IL

Re: Eyes on the Prize

Post by alliesmama4 » Sun Oct 20, 2019 2:47 pm

HappyDaze wrote:
Sun Oct 20, 2019 9:38 am
Well, a sort of "update" on the "economic state of the household", lol.

I was "going to" get internet - because "I can afford it now" ----- BUT...

I still have a "little bit" (about $3K) of unsecured debt - AND...

the $50 or so I would pay for internet each month will go a long way toward paying that off - FASTER - and paying less in interest.

Having a sort of "contest" with myself - how FAST, FAST, FAST!!! can I pay this off? Every spare penny being applied - can easily make extra payments via internet of phone - anytime I want to.

Every extra bit paid comes off the principal balance - decreases interest paid - gets me closer to Debt FREE!!!

I am proud and not at all disappointed to "delay gratification" for the "greater good". :-) How do you keep your "eyes on the prize'?
Sheila you go girl. It is hard sometimes to make those decisions. You are going to feel so much better when that weight is lifted off of your shoulders.
Janet Alliesmama

Dgflorida
Posts: 3558
Joined: Wed Oct 07, 2015 8:10 pm

Re: Eyes on the Prize

Post by Dgflorida » Mon Oct 21, 2019 6:44 am

What a great challenge and goal you have set for yourself. Go Girl Go!

HappyDaze
Posts: 61
Joined: Tue Oct 15, 2019 11:11 am

Re: Eyes on the Prize

Post by HappyDaze » Fri Nov 08, 2019 11:57 am

DG and Janet, thank you for the encouraging words. Since posting this, I have paid an extra $250 on that bill. It is nice to see that balance go down, down, down!

rinty
Posts: 1395
Joined: Fri Aug 28, 2015 3:54 am

Re: Eyes on the Prize

Post by rinty » Fri Nov 08, 2019 1:30 pm

You are good, Sheila. Well done.

DH was telling me about something utterly new to him this morning..........the idea of debt snowballing :shock: We were doing that 10 plus years ago, DH but , bless him

I confess to being motivated by treats, cos you only live once x But I do agree that nuthin' feels better than financial security and having no debt x

HappyDaze
Posts: 61
Joined: Tue Oct 15, 2019 11:11 am

Re: Eyes on the Prize

Post by HappyDaze » Fri Nov 08, 2019 1:51 pm

rinty wrote:
Fri Nov 08, 2019 1:30 pm
You are good, Sheila. Well done.

DH was telling me about something utterly new to him this morning..........the idea of debt snowballing :shock: We were doing that 10 plus years ago, DH but , bless him

I confess to being motivated by treats, cos you only live once x But I do agree that nuthin' feels better than financial security and having no debt x
Ah Rinty, I am appreciative of your support! It is motivating! Every extra penny is going on the debt - baby steps - slow and steady - we will celebrate the victory!

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