ohjodi wrote:I "retired" a year ago due to disability. It only took four months for SS to approve it. I have "chronic venous insufficiency", basically bad leg veins, I had a vein in each leg closed off, and that's one of a handful of conditions that SS fast-tracks for approval. I did not know that I could get disability so I had continued working for a year before I applied. Every day was horrible. Basically, I have to lay down every few hours and elevate my legs above my heart so my brain can get blood and oxygen. AND I have horrible knees and will need replacement soon.
So I'm 46 and "retired" and I LOVE IT. I can't really travel, or even drive to the "big city" because of my condition (lack of blood oxygen makes me fall asleep anywhere), so that's disappointing.
But I get just enough from SS, $1112/mo, and I get section 8 rent assistance, $176/mo. I also get Medicaid (they're switching me to Medicare in April, and I won't have to pay for that, either) Actually, if I crunch the numbers, I'm doing better financially than when I was working. Being single with no kids also helps, lol.
I don't have money to splash around, of course, but it's wonderful to not have to worry about missing work or getting hours cut, resulting in less in the paycheck for bills. I don't have to worry about medical bills bleeding me dry, either.
I have an old car with 530k miles on it, and insurance is just $28/mo. I don't NEED the car so I'm not worried about it breaking down or how I'd pay for it. That's a big relief. I have plenty of family here in town to drive me around if need be.
I can hang out with my nephews, sleep whenever I want, actually pay attention to movies and books because my brain isn't fried from my customer service and banking jobs. Having a lifetime of a frugal mindset and skills under my belt does really help.
I worked since I was 14 years old, over 30 years, and it already seems like a blur, a lifetime ago.
Jodi, bless you I didn't realise you had such bad health problems ! Hope life is treating you well though, bought any nice dishes lately
Good afternoon.
I felt the need to chime in on this one.
DH retired over 5 years ago a month after his 63rd birthday.
I will be 69 next month and am still working.
I don't expect the job to last much longer, so I will be forced to retire.
My current job is an easy job, much easier than most I have had. It's a good
opportunity to get paid to have a social life.
So, to answer the question, I won't be choosing my time of retirement.
Jodi, bless you I didn't realise you had such bad health problems ! Hope life is treating you well though, bought any nice dishes lately [/quote
I forced myself to walk away from eight yellow 9" depression glass plates, $7 at Goodwill the other day, LOL I thought how fantastic they would look with a nice green salad with tuna or ham and then some nice melon, and I could invite everyone over for these beautiful salads.............and then I reminded myself that it's highly unlikely that I'd bother doing that, and if I wanted to have seven other people over for salads I could take that $7 to buy the melons, instead, LOL If they were a little brighter yellow I might have caved in and bought them because they really would look great in my kitchen, but they were too pale, LOL
There is a new thrift store in town that has awesome dishes and things.....I make myself stay away from there, LOL
RedRobin wrote:Good afternoon.
I felt the need to chime in on this one.
DH retired over 5 years ago a month after his 63rd birthday.
I will be 69 next month and am still working.
I don't expect the job to last much longer, so I will be forced to retire.
My current job is an easy job, much easier than most I have had. It's a good
opportunity to get paid to have a social life.
So, to answer the question, I won't be choosing my time of retirement.
This is how my sister feels, she has been at her job for over 20 years!!!
RedRobin wrote:Good afternoon.
I felt the need to chime in on this one.
DH retired over 5 years ago a month after his 63rd birthday.
I will be 69 next month and am still working.
I don't expect the job to last much longer, so I will be forced to retire.
My current job is an easy job, much easier than most I have had. It's a good
opportunity to get paid to have a social life.
So, to answer the question, I won't be choosing my time of retirement.
This is how my sister feels, she has been at her job for over 20 years!!!