LOL, we play that game - on sale, with a gift card, with the balance on a %-back card, through ebates for more $ back (or MyPoints for points toward a gift card). These days everything is so stupidlly expensive that if you're not playing the game... I'm just not into paying too much for anything. So much is too expensive. Some of it to the point where we just won't buy it on principle rather than ability.littlemiss63 wrote: ↑Mon Jun 25, 2018 3:04 pmI use my credit cards to my advantage. I pay them off at the end of the month and never carry a balance. They pay me for using the card and to me that is another stream of income. I use the credit card that gives me the highest % off on groceries or gas. Right now my Citibank card gives me 2% on everything so it gets the most usage except when I am buying groceries and gas. I have a BankAmericard that gives me 3% on gas and American Express gives me 3% on Groceries. They will stop this some day and when they do I will stop using credit cards and go to all cash. But until they do, if I can earn cash back on everything I have to spend for essentials I will use them. Frugal yes, cheap no.
I have a site that I buy gift cards from as well. If I can save 6-10% on a gift card, then use my charge card to earn another 2-3% that can be a very nice discount. If I can find a Lowes or Home Depot gift card that is better than 5% I will buy them as I am always needing things for the business. I get 5% on my charge cards from those two places so it's not worth my while if it's 5% or less.
I just believe in getting the most value for our money.
Clearly SOMEone is buying at that price, though, or the price wouldn't have gotten so high. Ah, well, better them than me.