I'll pray for your situation.
frugalmom wrote: ↑Fri Aug 03, 2018 1:35 amHi Sandi! Thank you for thinking about me! It has been a tough and busy few months! My laptop went kaput and been using my cell as a computer but hard (cell went kaput too for a while there). Today I was doing some important work and dd is home from college so I borrowed her laptop. Both of my daughters want to buy me one but I do not want them to waste their money as they need it. I do not want to buy one for myself right now bc I am saving as much as possible for dd's college tuition esp since I think pretty soon we will be winding down and have no income coming in at all.
DH in neuro rehab-knew something was off but hard to hear that he was like 1-7% cognitive level of men his age meaning like 93-99% of men are doing better than him! Although I did not know some of the words like flummoxed and gib,but even despite that it was pretty low. So long road ahead and they told us recently not likely to go back bc he is very slow in judgment, reaction time,etc. I have been looking for work,but despite me hearing all the news there is a good job market, I cannot seem to find anything. I am overqualified for some I am applying to or underqualified for the ones they keep sending me-like one place I want to work,keeps sending me stuff that you need a master's, etc. I know my resume needs work which I am going to have to pay someone to redo I think- most of my contacts (references-like bosses/supervisors have gone). Right now, I am worried but not panicked yet(well maybe a bit) bc Idk how long it will take to get retirement going or how disability works and we just made an appt but it is out til October! We will lose medical too right away.
Which brings me to one daughter-during the time she came off our insurance coverage bc she is 26 yo-told her to do all her tests,etc before she is off and she had one month til her new position kicks in their coverage. Everything was looking good bc she just graduated,got a raise and a new position and told her to lay low for the month til new health coverage kicks in. She is always saying she has the bad luck-like when she was hit by a car,she was hurt,BUT the guy's insurance company went under and she had to use MY coverage for her and she could not take off for work or she would be fired so she went in pain to work. Well that one month in lapse a few days into the month,one of the tests came back with cancer so she just had a biopsy and we are waiting for results. Her luck and that was not covered and now would be a pre-existing condition-BUT THANK GOD (I prayed so hard!) her job agreed to start her coverage retroactively to the date she started which will cover her. They do not do that normally but did it for her in this case!
Then my BFF of 30 years told me she had esophageal cancer.So it has been a rough road. Anyway, waiting for dh's neuro rehab to be done which I still need to go for conferences,etc so I want to wait really to get a job til I know it is done so I do not have to take days off when I first start a new job. Also have to kind of monitor dh bc they said he is not aware of safety like they have a kitchen set up and he failed to recognize hazards and like he has left the fire on and forgot it on a few occasions. Like idk I thought it was just bad headaches and bad dizziness which was the main problem and loss of balance,and I knew cognitively something was not right but it is like maybe early stages of like a dementia or something which is scary. I am hoping it will get better with the therapies which it has improved some but then the dizziness and headaches getting worse(apparently central nervous system is affected after testing and from the head injury) and he will still test visual, They told us bc he was sent to them too late in the game, it is why it is so bad and harder to get better. And they are still fighting us playing games,after a few weeks they deny again-it was bc of independent medical review that forced them to treat us to begin with after fighting for a year so they had no choice so they let him get treatment and now playing games with us again and denying. It really wears you down-we are tired of fighting them.
Enough of the sad stuff,well the good news...son graduated with his master's,dd graduated with her bachelor's,dd in second year of college and both of us are saving(she has a job now although minimum wage) for tuition and apartment(sharing with 5 people-small apt). So far we are trying to do it without any loans-although this year will be tough bc I do not know when the ax will fall. Son getting married soon-still do not have my dress-do not really want to spend money and thinking maybe I can wear something I have or the one I wore to my other dd's wedding (does that look bad-you could not see my whole dress in the pictures before). I feel bad I am not giving him any money as my first priority will be the college tuition/apt rent,but he and his future wife make good money. Still feel bad bc her family gave them like 25k(later added more but idk how much) and she is inviting over 200 guests. For my side, bc I am not giving anything, I just invited family and 2 bffs(we have a large family though,but think many will help. me knowing our circumstances). Then my first grandchild is turning 1 yo in a week! He is so chubby and cute-he has the red chubby cheeks and looks like the Gerber baby! The Irish side really came out in him!
So humbling experiences...trying to hang in there. What is nice is with the counselor she says it is nice to see couples like us who are so in tune with each other. She says a large percentage of head injury patients do not make it through the stress and end up divorced,etc but she thinks we are supportive of one another. Although I can see how it could break it up bc you have to have LOTS of patience-really testing my patience-lol! So think I got you guys up to date lol-yes,think I was only gone a couple of months! Whew, I am exhausted looking at all that-lol-oh getting my exercise in and now added meditation and yoga. It is giving me a sense of peace and calm at least-at least during the time I do it-lol-have been resorting to meditation(and lots of praying!) a lot lately bc of the stressful situations or news we keep getting. BUT I know no matter what, we will get through this....I am not going to let this beat me! Really being a longtime frugal mom helps (and really testing my frugality like never before) and luckily, I have a big enough savings which I have not even touched and refuse to touch, unless it is an absolute emergency or we have to live off of it til social security,disability or pensions or anything at this point kicks in-hope it does not take long from when we apply(but since it takes so long just to get an appointment to apply, I can imagine!)!
Note that I may not get a chance to get on again since my laptop is on the blitz! I will try to find a computer to get on or try on my cell but wishing you all well and certainly better luck than I am having-lol! I appreciate your thoughts and prayers and kindly thinking of me. Thank you for letting me get all of this off my chest-lol-now do you regret to ask how I was doing!? LOL <E>:lol:</E> My life is certainly never boring!OMG I thought I LOST this whole essay bc it said I had to sign in again to respond to Sandi's quote and it came out blank then I saved it as a draft when I pushed back and it would not save(but you know how tech savvy I am!) So got it back and copied and pasted-like if I lost that whole thing and had to write it all over again-yikes!