Hello and good morning,
Had a terrible night of sleep, went to bed at 9pm and woke up at 2:30am and couldn't fall back asleep. Then my cell phone started peeping for it's life in my purse because the battery was going dead so I had to get up and plug it in, then I had to use the restroom then the Hubby started up a huge snore fest. I laid in bed until 4:30 and then just grabbed my pillow and laid down on the couch and started to fall asleep when Hubs had to get up to use the restroom

. Ok, so I think I finally dozed back off around 5:00am. It may be a two-cup-of-tea day!
I am working on filling in my mail-in ballots. I was looking over everything last night before bed but I got too tired and will finish them up this morning. There are also a couple of measures that I wanted DH's opinion on too.
Got a call from our bank yesterday afternoon and they were concerned about what appeared to be fraudulent charges that have suddenly appeared on our credit card. Sure enough, they were right. They said there were several $.50 and $.85 charges out of California which is very typical of a fraudster "trying" the card to see if it was any good, then suddenly a hotel booking somewhere. Sooooo, we had to call the 1-800 number for our bank issued credit card and go through the motions to have it marked as compromised and have it shut off. We deliberately keep the limit low on this card for this reason, and, we really never need our credit card for anything other than on-line paying our regular utilities. So now I will have to go back to writing old-fashioned checks. Maybe that is a good thing. It wasn't too terribly long ago that we ALL wrote checks for our day to day needs and paid cash for the rest. I use cash quite a bit, always for my groceries and gas and a little bit of spending money. I will go back to writing checks for my utilities for the time being and maybe just leave it that way.
Well, we need to go to our bank this morning and pay the small balance on the credit card (from the utilities) and I needed to get cash out for groceries and and gas and DH, who is a prolific debit-card user, said he would get some cash out to take me out for my birthday dinner. He had his debit card compromised several years ago and he thinks it was from a restaurant he took me to. He handed them his debit card and they were gone a long time with it before they brought it back. He suspected they got his info off the card because it was less than a week later someone tried to hit the card for nearly $800 of World of Warcraft online games. So, Hubs it pretty twitchy when it comes to handing over his debit card to people and watching them walk off with it. Oh, these days and times.
Anyway, I am going to get moving for the day as I have errands to run and to try to have some fun for my birthday. I hope you all have a wonderful frugal day!