Daily Check In November 27, 2018

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Re: Daily Check In November 27, 2018

Post by NoisyPorkchop »

icfrugal1 wrote:
Tue Nov 27, 2018 2:35 pm
NoisyPorkchop wrote:
Tue Nov 27, 2018 9:27 am
Good morning!
We have a big downpour rain storm rolling through the Pacific Northwest right now. It is dumping buckets of rain outside. We really need the rain as it has been quite dry so far this Fall.
I guess my no spend November is a bit of a bust. I finally got frustrated with the 22 year old stove that wouldn't bake right or the too-small elements on the cooktop that couldn't accommodate my larger pots and I broke down and went and bought a new GE refrigerator and matching stove :roll: . I had the money set aside for them but I was trying to tough it out and tell myself that the appliances I had were good enough but finally just was irritated enough I trolled the ads until I found a set that were what I was looking for and an acceptable price I was willing to pay. They will arrive next week. They are nothing too fancy as I only wanted a set that was durable and practical and will give me many years of use. I really see-sawed on spending the money for them, lol, I have gotten bad about being really frugal in my daily life and saving money but then struggle to spend the money on something important, like proper kitchen appliances. Am I the only one like this? :?
I received a notice from a company that used to have a healthcare card I used through my previous employer that I have been involved in a data breach. My previous employer had this healthcare card that employees could use to pay for medical and prescription expenses, sort of like a pre-paid card, that had a certain amount of funds loaded onto it once yearly. Well, when I left my old job almost a year and a half ago the card became inactive as I was no longer employed there. Well, apparently they still had my personal information and they were cyberattacked and got, from what I was told, my name, social security number, and employer name (the one I don't work at anymore). This really infuriates me! Now, I am told, I need to either do a fraud alert or freeze my credit and call the social security administration and tell them my social security number has been compromised. Welcome to the New World reality we all live in. So, you can guess what I will be doing today; calling SS and all the credit bureaus to lock down my information. Oh, the healthcare card company says they are "really sorry" and are offering me 5 years of free credit monitoring. I think the government should dole out stiff fines to these companies that have such poor computer security that allow their customers personal information to be ravaged by criminals. Maybe it will put a hot fire under these companies to work much harder to make sure their information is secure.
Well, it is too rainy for me to do any leaf raking and I do have a pile of phone calls to make regarding this data breach and I do have some housecleaning to get accomplished today. Also need to pay a few bills and plan my menu for the week. I am off to brew myself a cup of tea and get moving. Take care and frugal on!
Hi, I hope that I put this properly, but , good for you, the money is for you to spend on things that make your life better!!!!!!!!

I'm tying to de-clutter, but at the same time I am buying things to make life better for me. A stove that does not work correctly,(since you can afford it) should be replaced.

Enjoy !!!!

Thank you, IC, I can't believe how I have really struggled with this strange feeling of guilt for buying these new appliances, lol! I have spent many years training myself to not be such a spendypants and to use items until they don't function anymore. So, even though I have saved the money and the cash I am spending doesn't even dent my budget I waver with the feeling of guilt because the old appliances are still working! Sheesh! I am sure I will get over it (I hope).

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