Did you chose yor time of retirment?

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rinty
Posts: 1743
Joined: Fri Aug 28, 2015 3:54 am

Re: Did you chose yor time of retirment?

Post by rinty »

ohjodi wrote:I "retired" a year ago due to disability. It only took four months for SS to approve it. I have "chronic venous insufficiency", basically bad leg veins, I had a vein in each leg closed off, and that's one of a handful of conditions that SS fast-tracks for approval. I did not know that I could get disability so I had continued working for a year before I applied. Every day was horrible. Basically, I have to lay down every few hours and elevate my legs above my heart so my brain can get blood and oxygen. AND I have horrible knees and will need replacement soon.

So I'm 46 and "retired" and I LOVE IT. I can't really travel, or even drive to the "big city" because of my condition (lack of blood oxygen makes me fall asleep anywhere), so that's disappointing.

But I get just enough from SS, $1112/mo, and I get section 8 rent assistance, $176/mo. I also get Medicaid (they're switching me to Medicare in April, and I won't have to pay for that, either) Actually, if I crunch the numbers, I'm doing better financially than when I was working. Being single with no kids also helps, lol.

I don't have money to splash around, of course, but it's wonderful to not have to worry about missing work or getting hours cut, resulting in less in the paycheck for bills. I don't have to worry about medical bills bleeding me dry, either.

I have an old car with 530k miles on it, and insurance is just $28/mo. I don't NEED the car so I'm not worried about it breaking down or how I'd pay for it. That's a big relief. I have plenty of family here in town to drive me around if need be.

I can hang out with my nephews, sleep whenever I want, actually pay attention to movies and books because my brain isn't fried from my customer service and banking jobs. Having a lifetime of a frugal mindset and skills under my belt does really help.

I worked since I was 14 years old, over 30 years, and it already seems like a blur, a lifetime ago.

Jodi, bless you I didn't realise you had such bad health problems ! Hope life is treating you well though, bought any nice dishes lately :)

RedRobin
Posts: 26
Joined: Tue Dec 15, 2015 11:47 am

Re: Did you chose yor time of retirment?

Post by RedRobin »

Good afternoon.
I felt the need to chime in on this one.
DH retired over 5 years ago a month after his 63rd birthday.
I will be 69 next month and am still working.
I don't expect the job to last much longer, so I will be forced to retire.
My current job is an easy job, much easier than most I have had. It's a good
opportunity to get paid to have a social life.
So, to answer the question, I won't be choosing my time of retirement.

ohjodi
Posts: 1160
Joined: Sun Aug 30, 2015 3:57 pm

Re: Did you chose yor time of retirment?

Post by ohjodi »

[quote="rinty"]

Jodi, bless you I didn't realise you had such bad health problems ! Hope life is treating you well though, bought any nice dishes lately :)[/quote

I forced myself to walk away from eight yellow 9" depression glass plates, $7 at Goodwill the other day, LOL I thought how fantastic they would look with a nice green salad with tuna or ham and then some nice melon, and I could invite everyone over for these beautiful salads.............and then I reminded myself that it's highly unlikely that I'd bother doing that, and if I wanted to have seven other people over for salads I could take that $7 to buy the melons, instead, LOL If they were a little brighter yellow I might have caved in and bought them because they really would look great in my kitchen, but they were too pale, LOL

There is a new thrift store in town that has awesome dishes and things.....I make myself stay away from there, LOL
ohjodi

icfrugal1
Posts: 2536
Joined: Fri Aug 28, 2015 12:54 am

Re: Did you chose yor time of retirment?

Post by icfrugal1 »

RedRobin wrote:Good afternoon.
I felt the need to chime in on this one.
DH retired over 5 years ago a month after his 63rd birthday.
I will be 69 next month and am still working.
I don't expect the job to last much longer, so I will be forced to retire.
My current job is an easy job, much easier than most I have had. It's a good
opportunity to get paid to have a social life.
So, to answer the question, I won't be choosing my time of retirement.
This is how my sister feels, she has been at her job for over 20 years!!!

She is 66 and never planned to leave her job.

IC

icfrugal1
Posts: 2536
Joined: Fri Aug 28, 2015 12:54 am

Re: Did you chose yor time of retirment?

Post by icfrugal1 »

RedRobin wrote:Good afternoon.
I felt the need to chime in on this one.
DH retired over 5 years ago a month after his 63rd birthday.
I will be 69 next month and am still working.
I don't expect the job to last much longer, so I will be forced to retire.
My current job is an easy job, much easier than most I have had. It's a good
opportunity to get paid to have a social life.
So, to answer the question, I won't be choosing my time of retirement.
This is how my sister feels, she has been at her job for over 20 years!!!

She is 66 and never planned to leave her job.

IC

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